A1 Enterprise, Inc.

Direct Deposit Services | Paycards | Payroll Cards | Payroll Services

Chris — 2010-03-12T01:23:00Z

Direct Deposit Payroll and ACH services for Paycards

When launching a paycard program for your unbanked workers, you will have to decide how your employer will structure the bank account(s) for the program. Some employers may choose to have their employees' debit cards set up so there is a one-employee-to-one-account relationship. Others may opt for an aggregate or master bank account with sub-accounts established for each employee that are systemically accounted for individually, even though wages of all employees are essentially commingled. You should consult with your payroll card program provider on the options that they have available.

From an employer's perspective, the use of an aggregate/master account for a paycard program will likely cut down on administrative costs as all wages paid to employees using the cards will be sent via one ACH transaction as opposed to multiple transactions with a potential transactional fee associated to each account for each pay period.

Our paycard program when combined with our direct deposit payroll service offer the highest level efficiency for the company. Card holders may enroll online or automatically via another system within the company, and then may get automatically setup to receive direct deposit payments to their paycard. This process eliminates 100% of the manual entry and setup processing time for the employer, while issuing employee paycards in a timely manner.

Click here for more information about our direct deposit paycards or direct deposit payroll service.

Click here for more information in Spanish.

Branded Paycards | Visa Paycards | Payroll Cards

Chris — 2010-03-10T19:15:00Z

Branded Paycards | Visa Paycards | Payroll Cards

Branded paycards are essentially debit cards that display a Visa or similar logo on them. They are also frequently called "signature based" because employees have the option of signing for goods and services that they purchase with the cards in addition to using them with a Personal Identification Number (PIN). These types of cards provide the most utility and best value for the cardholder.

Unbranded paycards, also called "PIN-based" cards, are debit cards that function only at ATMs or point-of-sale terminals through the use of Personal Identification Numbers (PINs) when the user wishes to withdraw cash and/or purchase products and services. Although these pay cards do not display a Visa or similar logo, they are linked to the Star, Pulse, NYCE, Cirrus, and/or Plus point-of-sale debit card networks.

Both types of paycards can be issued with or without the employee's name embossed on them. Paycards issued without an employee's name are commonly called "instant issue" paycards and can be quickly assigned to a specific employee for immediate use.

Click here for more information about our instant issue, branded, and custom paycards.

Click here for more information in Spanish.

How to Choose a Paycard | Paycard Vendors | Payroll Card Vendors

Chris — 2010-03-09T07:16:00Z

How to Choose a Paycard | Paycard Vendors

As a payroll professional, it is likely that you have developed professional and personal relationships with individuals working for your current payroll service provider. Some of these companies may have their own paycard program offering that can be incorporated into the existing payroll services that you are currently using. Payroll service providers can be an excellent starting point to explore the direction that you may want to go in concerning your future paycard program.

However, you should also explore other paycard program offerings in this expanding payroll and paycard marketplace. For example, your company's funds management department may have a long-standing relationship with one or more financial institutions. Many financial institutions also offer paycard programs. If you already have sizable deposits in a bank holding your organization's payroll and other accounts, your bank's paycard program start-up and maintenance fees could be quite competitive.

In addition, there are very reputable third-party paycard vendors in the marketplace whose core business is the development, deployment, and servicing of paycard programs for various types of organizations. These paycard vendors often partner with various financial institutions and payroll service providers with which you may already have an ongoing relationship.

When selecting a paycard, remember to keep an open mind and explore all of your paycard options. This will ensure you have options available to choose a paycard program that meets the needs of your employer and its workforce. This will also ensure your paycard offers the highest level of benefits to both your organization and it's members.

Click here for more information about our direct deposit paycards or direct deposit payroll service.

Click here for more information in Spanish.

Contract Management Software Implementation | Contract Renewal Software

Chris — 2010-02-19T07:31:00Z

Contract Management Software and Contract Renewal

A1 Enterprise has implemented a contract management software system for a key customer in California. With a small group of senior executives requiring contract management tracking and reporting, A1 Enterprise rolled out a new contract management implementation for a health care customer to track insurance contracts and renewals. A1 Enterprise provided the necessary tools for software customizations to suit specific contract tracking needs for this customer, and A1 Tracker for Contract Management, for the most part, worked right off the shelf to meet the contract management needs of this customer.

Once having setup a contract in the software, and set contract renewal notifications, A1 Tracker will remind the user when the contract comes due for renewal, for a status update, or termination. The company will no longer need to look for expiring contracts since the contract administrator setup the contract renewal process to notify on specific dates. In an effort to help companies reduce paperwork and strengthen green business initiatives, multiple people can track and share contract data with each other online and from any location.

A1 Enterprise hosts a variety of risk management software including insurance, contract management, injury reporting software, claims software, human resources software, cost control software, and project management software. For more information about our contract renewal software or for a quote, contact us.

Claim Software | Claim Tracking for Claims Management

Chris — 2010-02-19T07:12:00Z

Claim Software | Claim Tracking for Claims Management

A1 Enterprise released a new claim tracking software module as part of a risk management software suite to better help companies track claims and related claim data. With this new module, risk management teams can document and share claim data online with those involved in the claim management process. Sharing claim information with other risk managers, insurance managers, damage estimators, insurance adjusters, layers, and claimants will expedite the claim update and process of organizing claim documents.

Users can administer claim data in an online software and attach claim files such as faxes, pictures, and claim forms. In risk management, information sharing is critical to ensure a claim is processed and handled by the appropriate people throughout the life span of a claim. A1 Enterprise further simplifies the claim tracking process with this online claim software by allowing claim managers to assign injured employees, damaged vehicles or assets, and various contacts who play a part in a claim. Claims may be tracked and sorted from anywhere in the world with our new claim management software, and separate by claim type, status, or parties involved. Virtually all of your claim information will be at you fingertips.

A1 Enterprise has a built and managed risk management software products since 2001. We provide custom risk management software reporting for project managers, owners, legal personnel, local governments, non-profit organizations, and insurance-related industries. For more information contact us for a free quote.

Charitable Contributions | Non Profit Donations | Donation Program

Chris — 2010-02-01T18:43:00Z

A1 Enterprise Charitable Contributions | Non Profit Donations | Donation Program

A1 Enterprise now offers a non-profit donation program. We have designed this program to support community-based and non profit organizations in the form of profit sharing charitable donations.To support these organizations, A1 Enterprise donates cash back to organizations that meet certain Association, Non Profit, or Public Agency requirements.

A1 Enterprise uses a highly efficient green business model. Our resource management process and equipment utilization maintains lost cost with high efficiency. Our green business model has evolved since 2001, and therefore we are capable of sustaining non-profit donations via product profit sharing with key customers that implement A1 Enterprise products or services.

Our products maintain alignment with many non-profit companies, helping individual consumers or businesses improve their quality of life, accountability, organizational skills, computer skills, financial management skills, and access to health care.

These products include:

Highly efficient and low cost payroll and money transfer solutions.
Banking solutions for un-banked, foreigners, or those unable to qualify for bank accounts.
Health benefit products and coverage to those unable to afford or qualify for institutionalized health care through insurance channels.
Computer literacy, technology awareness, and software training.

Additional donation benefits may also include software for managing community and social improvement projects like housing and urban development work and community improvement efforts.

Contact us to find out if your organization qualifies for A1 Enterprise charitable contributions for a given product.

ATM | ATM Machines | Cash ATM

Chris — 2010-01-30T17:42:00Z

ATM | ATM Machines | Cash ATM

Our debit card ATM machines are located at over 32 million locations world wide. If you are looking for a low cost cash ATM and debit card product, or if you want to eliminate 100% of your overdraft fees, or lower your monthly banking fees, our cash ATM and debit card is the one for you. If you seek ways to eliminate 100% of your fees paid for wire money transfers or fees for sending cash to family overseas, our cash ATM debit card is the one for you.

With our cash ATM debit card, you can:

Withdraw cash at our preferred cash ATM machines located throughout the world at a nominal fee.
Withdraw cash from just about any bank tellers located in the US for free.
Deposit cash or checks at a nominal fee to thousands of locations around the US.
Transfer money to others at no charge, anywhere in the world.

Here's how it works:

Enroll
Have your employer or source of income direct deposit your pay to your card for free
Use the card for purchases, rewards, money transfer, and cash withdraw
Pay your bills with online bill pay

You will enjoy:

0$ overdraft fees
Free telephone or online money transfers around the world
Customer support 24/7
Balance inquiries by phone and online
Monthly statements
VISA Zero Liability Fraud Protection
Mobile banking
Free drug cards for discount Rx drugs and health products & services

Click here for more information about our direct deposit paycards or direct deposit payroll service.

Click here for more information in Spanish.

Health Benefits Plan | Health Benefit Insurance | Affordable Health Plan

Chris — 2010-01-30T17:12:00Z

Health Benefits Plan | Health Benefit Insurance | Affordable Health Plan

If you seek accidental health benefits coverage for accidental medical expenses for you or you family, and are unable to qualify for health insurance, this is the product for you. Our BMA Value Plus association benefits cover both you and your family regardless of your current insurance status or whether or not you qualify for health insurance. If you applied for a health insurance plan and are not satisfied with the health insurance plan premium rates, or if the health insurance company you applied with declined your application for health insurance, our plan is the right plan for you. Your application for our association membership will be approved regardless of a pre-existing condition, lifestyle habits, or prior lapses in health insurance coverage.

Our BMA Value Plus membership offers a range of health insurance benefits and accident medical expenses that go into effect immediately. With no waiting period for our health benefits, you and your family are entitled to coverage right away. The health benefit enrollment process is simple, because there is no prior health history paperwork to complete. You are not required to input personal medical information or take a physical to qualify for our health insurance benefits. Unlike insurance companies, our health insurance plan may be used in addition with other health plans if you wish, and everyone who applies for our membership will be accepted.

Visit our Benefit Matters web site for more information on our health benefits plans or enroll now in one of our association health benefit plans.

Employee Benefits | Employee Benefits Program

Chris — 2010-01-30T03:56:00Z

Health Advantage | Employee Benefit Program | Employer Benefits

Our Health Advantage health and Rx drug card may be offered to employees and staff at no cost to the employee or the company. Employers looking for ways to enhance your competitive employee benefits program with no additional costs.

First, this product may be used as a marketing tool for any company that rolls it out. We custom brand our Health Advantage Rx card at no cost, and place the customer logo and branding on the card and card brochure. As the card goes into circulation, the company has consistent free advertising. Contact us for more information.

Second, staff that are not covered under the company employee benefits program will benefit because this product requires no employee contribution, no deductible, and no waiting period. Employees and staff may use this product whether or not they have health insurance. In some cases, health insurance does not cover prescription medication, or there is a deductible that must be met before health insurance covers prescription drugs. In any of these cases, employees may use our Health Advantage Rx card to receive up to 40% off pharmacy drug prices at over 50,000 drug pharmacies across the US. Additionally, your staff will receive up to 70% off mail order pharmacy drug prices. Additionally, employees may extend the benefits of our card to their family members, offering each of them usage of the card or a card of their own. Contact us for more information.

Third, with a minimum number of employees, we will ship custom health cards to your company to pass out to staff at no charge. If your company has a web site, or a human resources web page, we provide an electronic copy of our Rx health card that your employees can download and print for immediate usage.

Our Rx drug card offers many benefits aside from deep discounts on Rx pharmacy drugs. For example, card holders receive additional health benefit related services such as home lab services, respiratory care, and imaging diagnostics such as MRI, X-Rays, and other health-related scans.

If your organization wishes to offer it's members or employees a benefits product at no cost to them or your organization, try our Health Advantage Rx card. There is no other card like it, and it's free. Contact us for more information.

Payroll Services | Payroll Accounting | Paperless Payroll

Chris — 2010-01-25T16:52:00Z

A1 Enterprise releases a1payrollservice.com for Payroll Services and Payroll Accounting

To compliment a collection of A1 Enterprise business and cost control products and services, we will setup your organization on paperless payroll services.

The paperless payroll setup process is easy, and allows you to switch to our payroll service with the comfort of knowing your first payroll run with us will process smooth and on time. Our state-of-the-art payroll software offers your employees and managers online payroll reports such as payroll pay stubs, W-2's, payroll tax filings, and payroll history.

Your company will appreciate both the payroll cost savings as well as our competitive payroll services:

Excellence in customer service support
Reasonable payroll service pricing
Custom payroll reports
Online payroll
Automatic payroll processing
Biometric time clock and time management
Online time cards
Payroll cards
Payroll tax reporting (optional)

Click here for more information about our direct deposit paycards or direct deposit payroll service.

Click here for more information in Spanish.

A1 Enterprise Site Release | Health Card | Drug Card | Rx Card

Chris — 2010-01-25T16:14:00Z

www.a1healthcard.com | Free Health Cards for Discount Rx

A1 Enterprise released www.a1healthcard.com bringing another set of free Rx discounts and health benefits to both consumers and employees. Our Health Advantage discount Rx card offers card holders significant discounts on prescription drugs and prescription drug refills. Rx card holders can walk into any of our 50,000 pharmacies across the US to receive up to 40% discounts on Rx drugs. Our program also offers a mail order drug with home drug delivery which can increase drug discounts of up to 70%.

Our discount drug card also offers online drug price comparisons, where a card holder can access our drug pricing web site and compare the cost of their drug based on their strength, dosage amount, frequency, and delivery option (pharmacy store or home delivery). Our drug pricing feature allows our health card members to check drug pricing before even leaving the house. Our online rx drug pricing web site is fast, free, and easy to use. We also provide step by step instructions on how to check drug pricing.

Get your free health card now

Drug Card | Rx Card | Pharmacy | A1 Health Advantage Card

Chris — 2009-12-30T22:00:00Z

A1 Drug Cards for Rx Prescriptions & Health Services

A1 Enterprise now offers a new Health Advantage health card program. This free Rx drug card and combined health card provides card holders with substantial savings on prescription brand name and generic drugs. This drug card may be used even if you have health coverage – and is simply another way to save money on the cost of prescriptions.

This health card is all you need to receive a host of benefits for your entire household. You can use this drug card to save on purchases of prescriptions drugs as well, regardless of health coverage status and there is no upfront cost or other monthly fees to pay.
Simply present your Health Advantage card at any of the thousands of participating pharmacies nationwide to receive your instant savings. Simply show your card to the pharmacist each time you or a family member fill or refill a prescription. There is no paperwork to complete and no limit on usage.

Your A1 Health Advantage drug card is a valuable savings tool offering additional savings on health products and services. This drug card offers direct-to-consumer medical lab tests. We offer a convenient, confidential, and affordable for you to take control of health care costs. Some medical conditions can go years without being detected, and blood tests are simple way to detect potential health problems before any symptoms occur.

As a Health Advantage Program Member you will receive a savings on diabetes testing and respiratory supplies delivered directly to your home.

We can help you realize additional cost savings of up to 10%-40% on average compared with retail networks, through:

Deeper discounts off the average wholesale price of drugs
Fewer dispensing fees because of the extended supply through home delivery (typically 90 days versus 30 days at retail pharmacies)
Utilization of value added program alternatives

Get your free Rx health card now or contact us for more information.

Cost Control | Cost Control Software | Cost Management

Chris — 2009-12-07T16:32:00Z

Cost Control | Cost Control Software | Cost Management

A1 Enterprise cost control program is about to finish it's second year in a row without a single project going over budget. During both strong and weak economic times, it is critical for a business to manage costs in a detailed way as to reduce or entirely prevent surprise costs which lead to going over budget. Cost control programs will vary in nature depending on the industry, which is why A1 Enterprise offers a host of cost control systems ranging from cost control software, banking software, payroll software, and CRM software.

When a business maintains vigilance in it's cost control policy during strong economic times, the business "culture" remains far stronger during weak economic times and is far more likely to survive. Every cost spent on work activity, whether marketing, product development, or labor, should not only provide the greatest value possible to the company but also include a history of the work done and log of the person or people responsible for doing the work. This ensures that the company can support, fix, and maintain the product once completed without having to spend a significant amount of overhead looking for documentation for the work submitted.

Good cost control programs ensure your managers and staff can access work archives with ease and from any location. Whether you are opening a new branch or business unit, expanding your company by adding new products or services, taking on new customers or employees, or even consolidating or reducing your overhead, a good cost control system will support your business objectives when properly designed.

A1 Enterprise cost control modeling is one of our specialties. We work with our customers to tailor a cost control model that fits your company and supports your business objectives and business transactions. Here are some of the ways A1 Enterprise cost control modeling supports your business model:

We show where your cost control program can be supported by your vendor, contractor, and employee agreements.
We ensure you risk management strategy and cost control program integrate with one another.
When developing products or providing client services, we ensure the parties involved have one standard means to participate and support your company cost control system.
Your cost control system can be based on your products, business locations, departments, projects, or organizational management structure.

Cost Control Software | Cost Control Management | Cost Management Software

Chris — 2009-12-07T07:54:00Z

Cost Control Software | Cost Control Management

Cost control software is critical for cost control management. Every business has unique opportunities to better control costs and manage cost budgets. These opportunities are hidden in the details of day to day business activity such as task requests, manager reviews, requirements, time management, and cost management reporting. In many cases, a business is not aware of all the aspects they can better apply a cost management software system. That's why A1 Enterprise works closely with a customer to analyze the business model and understand at a transactional level of detail, how what options a customer has to take full advantage of what cost control software offers. Implementing cost control software can have a return on investment as quickly as 3 months, depending on the liabilities of the customer and the work in progress. This means profit goes up! The process of implementing cost control software may entail details the customer normally does not consider.

Cost management software may entail various aspects of the customer business, including operations, sales and marketing, accounting and finance, and IT. Where these departments typically have little overlap in their day-to-day work activity, they more often have unseen overlap in data management and business transactions that department heads are not fully aware of. These hidden overlaps is what A1 Enterprise focuses on when providing cost management software for a customer.

Once having analyzed the unique business model with a customer, A1 Enterprise models the customer's business using a cost management software data structure to ensure the customer can see how the business may streamline work and better control costs as a result. Employees and vendors or partners working with the customer may all take advantage of the new cost control software because A1 Enterprise ensures proper security is in place to allow all parties the customer works with to participate in using the cost control software.

The results of rolling out cost control software company wide may include:

Reduced business transactions between departments.
Less time spent company wide doing data entry.
Manager awareness before a task goes over budget.
Vendor and contractor compliance to contract budget approvals and costs.
Eliminate disputes or "hearsay" between parties who share tasks or work activity.
Effective separation of work activity between people across one or more departments, divisions, or business units.
Lower software licensing fees.
Reduced IT hardware, support, and replacement costs.
Reduced help desk and customer support costs.
Reduction in new employee hire and training costs.

Although the actual results of implementing cost control software for cost management will depend largely on the customer business model, A1 Enterprise will help the business develop an ROI (return on investment) document to assure the customer can target specific cost control measures over time.

An additional benefit A1 Enterprise offers customers is customized implementations and custom features and enhancements. If your business has not found a means to fully utilize software, A1 Enterprise will work with your managers to ensure the features and screens of your software offer the highest value and make the most logical sense to the people in your company using the software. A1 Enterprise may also private label software for customers that are interested in marketing their brand throughout their user base. Between customizing your cost control software to meet your unique business model and cost management needs, and providing a custom branded private label cost control software, your company can truly take full advantage of a cost control software you that was made with precision to fit your business.

Contact us for a free cost control software presentation.

International Payroll | International Direct Deposit | Pay Foreign Employees | Migrant Employee Payroll

Chris — 2009-12-07T06:48:00Z

International Payroll | International Direct Deposit | Pay Foreign Employees | Migrant Employee Payroll

Looking for a better way to process international payroll? Wondering how to pay international employees? Looking for a way to pay foreign workers or to make international payroll payments?

Our international payroll pay card allows companies to pay foreign employees, contractors, and suppliers who work both domestically and internationally. Now all of your staff, foreign, migrant, and domestic, may receive direct deposit payroll from your current payroll service provider. If you currently process payroll for international workers and migrant employees using paper checks, you can now add them to your direct deposit payroll.

Whether your international payroll labor force consists of residents around the world, ex-patriots, or migrant workers who travel around the world, you can finally guarantee they will receive their international payroll electronically, on time, and with no international payroll direct deposit fees. Your international labor force and foreign/migrant workers will have access their payroll funds as cash, online, or have the ability to use their payroll direct deposit similar to any standard US bank account and VISA debit card and without any banking requirements, US citizenship, identity verification, or credit history check.

Your foreign employees and immigrant workers will appreciate the benefits our payroll card offers, such as points rewards, bill pay, and free, discounts on health care products, and real-time money transfers to family member companion cards. Your migrant labor force will also eliminate 100% of their check cashing fees, foreign payroll direct deposit fees, and your company will likely reduce international payroll processing fees.

Not sure where to start to enrolling your staff for our international payroll VISA debit cards? Wondering how your company will be supported through the enrollment and card distribution process? Do you have multiple languages your organization uses for international payroll processing and employee support?

Our international payroll card comes with a toll free customer service number for both Spanish and English bill card holders. Additionally, we support the roll out for your company and your card holders to ensure a smooth transition into international payroll direct deposit. We help ensure you have minimal effort required to roll out as many cards as you with throughout your organization.

To learn more about our international payroll cards, enroll now or contact us.

Click here for more information about our direct deposit payroll cards or direct deposit payroll service.

Click here for more information in Spanish.

Bill Pay Card | Payment Bill | Online Pay Card | Online Bill

Chris — 2009-12-07T06:09:00Z

Bill Pay Card | Payment Bill | Online Pay Card | Online Bill

Bill pay and bill pay cards offer a various features for paying bills on line, in person, or over the phone. When selecting a bill pay card, it is important to consider all of the benefits the bill pay card has to offer in addition to bill payment. Our bill pay card functions as a debit card for ATM/debit card purchases, a VISA card to make purchases anywhere VISA is accepted world wide, and to transfer money anywhere in the world to make cash available to friends and family members.

Bill payments can be done automatically by using the automatic online bill payment feature that accompanies our card. Once enrolled in our card, you will enjoy the freedom our bill pay card offers by paying rent, mortgages, utilities, service repair bills, and more with one bill pay card. You will never need to write and mail a check again, or keep a hand written log of each check written.

Your bill payments and purchases are accessible online, via CD delivery, or over the phone using our automated customer service number. Your bill payments can also notify you via email or text message when your bill has been paid, to ensure no bills lapse or have late payments. You will enjoy not having to make trips to the bank, and our bill pay card also lets you withdraw cash from major department stores at any surcharge free AllPoint ATM.

Not sure where to start to pay bills online?

Our bill pay card comes with a toll free customer service number for both Spanish and English bill card holders.

To learn more about our online banking and online bill pay features, enroll now or contact us to enroll by phone.

Private Label | Private Label Products | Private Brands | Private Label Brands

Chris — 2009-11-21T17:21:00Z

Private Label Products | Private Brands

A1 Enterprise has been developing private label products and private label software since 2001. Private labeled software enables companies to promote their brand on products the company uses or offers subscribers regardless of product ownership and intellectual property rights. Private label product development remains high on the list of strategic objectives for A1 Enterprise, including private labeled debit cards and private labeled software.

A1 Enterprise combines initiatives in cost control, payroll banking, software services, and business services with private labeling to ensure your company receives the maximum benefit available with any product your company uses. Private label products is key in any company marketing program.

If your organization currently has no private labeled products, contact us today to find out more about how your company will both save you money with A1 Enterprise private labeled products as well as ensure your company brand increases exposure in your markets.

Payroll Deposit | Check Deposit | Direct Payroll Deposit

Chris — 2009-11-21T16:39:00Z

Payroll Deposit | Check Deposit | Direct Payroll Deposit

Our payroll deposit and check deposit payroll card gives companies the flexibility and support to maximize direct deposit enrollment for your employees, agents, contractors, vendors, and suppliers. If your com any would like to to pay people using direct deposit payroll, our payroll deposit card lets you process payroll using direct deposit with any existing payroll service with no changes to your current payroll processor payroll cycle. Our payroll deposit card is free for your company employers and has a quick and effortless activation cycle.

We provide premium support to both your company for implementation and card training, as well as your employees and card holders to maximize the value and utilization of the card. In addition to free payroll deposits, our card has a level of card holder benefits nearly unmatched by any other debit card, payroll card, or direct deposit card provider in the business. These benefits include free and real time money transfers, a rewards points program stronger than most credit card rewards programs, health benefits, and assurance that payroll deposit card holders will not be charged unfair overdraft fees, surcharge fees, or payroll deposit fees.

Be smart about your payroll deposit and use our VISA payroll deposit & debit card.

Visit www.direct-deposit-payroll-card.com for a complete list of employer and employee benefits.

Enroll now....

Restaurant Payroll | Restaurant Payroll Solutions | Restaurant Payroll Cards

Chris — 2009-11-17T05:32:00Z

Restaurant Payroll | Restaurant Payroll Solutions | Restaurant Payroll Cards

Restaurant payroll can be complicated with issues surrounding FICA tip reporting, direct deposit versus paycheck distribution, and tip sign-off reports. We specialize in restaurant payroll by providing tailored restaurant payroll solutions that solve common restaurant payroll problems.

Our FICA Tip Report ensures tax credit for FICA paid above federal minimum wage and Tips to Minimum Reports allow restaurant owners to list employees who earned under the minimum wage requirements. Our Shortfall Reports show employees that did not earn enough in their wages to cover their taxes and voluntary deductions and Tip Sign-off Report verifies tips in writing by employee. Restaurant owners may also run custom payroll reports using our online payroll software and employees can access payroll stubs, payroll history, and payroll tax forms.

Restaurant owners may also process payroll in batches using an excel spreadsheet which saves the time of processing restaurant payroll individually per employee. This is an exceptional time saver for restaurant payroll processing especially when most restaurant employees are paid by the hour.

Additionally, we also offer restaurant payroll cards so restaurant owners can put all of their employees in direct deposit and stop printing paychecks. Printing and distributing paychecks consumes more time and money than is necessary for processing payroll. By using our restaurant payroll cards, owners can ensure employees are paid accurately and on time.

Between our payroll cards and restaurant payroll services, your restaurant could reduce payroll costs by as much as 40% from your current payroll system. Contact us for a free restaurant payroll quote.

Overdraft Fees | Bank Overdrafts | Overdraft Charge Protection

Chris — 2009-11-03T16:55:00Z

Overdraft Fees | Bank Overdraft Charges

Overdraft fees and bank charges are often viewed by banks as an easy way to generate revenue, however small the amount, from their account holders. Bank overdrafts and overdraft fees can occur for a variety of reasons, also which account holders are not aware of.

Overdraft Fees from Priority Deposits

For example, some banks process larger checks before processing smaller checks. In doing so, those depositing smaller checks are at a higher risk of receiving an overdraft fee or non-sufficient funds fee from the bank. In a way, you as a consumer may be "penalized" by your bank with a lower priority for processing your deposit if your deposit is of a small amount compared to the other deposits the bank has to process. If your bank is prioritizing deposits based on the amount of the deposit, then you are at higher risk of receiving a bank overdraft charge from your bank.

Overdraft Fees from Deposit Holds

Another reason bank overdraft fees may occur is because some banks will hold onto deposits for up to 3 business days before clearing the deposit, even though the bank has already received the funds from the issuing bank. One might wonder, why would a bank hold a deposit for up to 2 days after having received the deposit from the issuing bank? The answer is simple. The bank uses the deposits for "leverage", which basically means the bank uses the deposit to improve their financial standing on their financial reporting balance sheets. In doing so, the banks make themselves look like they have more money than they actually have. There are many benefits to the bank for holding deposits as their own for a period of time before releasing the deposit to the account holder. This waiting period imposed by the account holder are unnecessary and may result in a bank overdraft charge for the account holder. As you might expect, if your deposits are held and you expect to use those deposits to pay bills or make purchases, you become at higher risk to overdraft from your account and receive bank overdraft charges.

Overdraft Fees from Bank Lending

Banks make most of their money from lending, and from interest charges. In order to lend money, whether for home loans, cars, furnishings, credit cards, business loans, or other purposes, the bank must have cash available at the time of the request for a loan. The more money the bank lends, and the more frequently the bank issues a loan agreement, the more frequently the bank receives income from interest charges on that loan and over time the bank's overall financial status is far higher than it was at the time of lending. This is also assuming that the parties borrowing the funds from the bank repay the loan with interest. Since overdraft fees commonly earn an average of $29 billion per year, by holding onto your deposits, your bank also increases it's ability to loan money to other people, organizations, or even other banks. Therefore, your bank's own lending process and lending policy may compel itself, as an institution, to leave you at higher to overdraft on your account, and then receive overdraft fees and non-sufficient funds charges.

Are Bank Overdraft Charge Fraudulent?

When you put it all together, the system many banks have in place to manage your money is based on a fundamental conflict of interest. The bank wants you to deposit your money, so they can hold onto it and use it, and then penalize you for having insufficient funds. You counted on having access to your deposit to cover your bills, which you might have paid on time and without overdraft has the bank released your funds to you at the time of your deposit or shortly thereafter. In some business and ethical standards, this might be considered a form of fraud to some people. Although the overdraft fees may apply on a small scale, the volume of overdraft fees the bank charges amount to a substantial amount of revenue for the bank, in both fees, late penalties, and interest payments from the lending the bank has available from holding your deposit. Although it may be possible to recover your overdraft fees in certain cases, however doing so involves a hassle with your bank and perhaps a tedious process with your bank.

Protect yourself and your money, and eliminate the possibility of overdraft charges and unnecessary bank fees by enrolling in our our VISA debit card. Our VISA debit card has no overdraft fees and simply declines a transaction if your funds cannot cover the transaction.

Click here to enroll now.

A1 Enterprise Trademarks "A1" Logo for Debit Card | Banking | Money Transfer | Payment Services

Chris — 2009-11-02T02:35:00Z

A1 Enterprise Trademarks "A1" Logo for Debit Card | Banking | Money Transfer | Payment Services

On September 22, 2009, A1 Enterprise obtained a logo service mark for the "A1" logo. This service mark covers a variety of business and consumer financial services, which support new A1 Enterprise strategic objectives put into place in 2008. These strategic objectives cater to financial accountability and responsibility to consumers and organizations alike. Financial accountability is vital to healthy person to person and business to business transactions. A1 Enterprise since inception has sustained product development and project management activities based on fiscal accountability and efficiency.

By obtaining this service mark, A1 Enterprise takes a hold in the financial marketplace by offering new and innovative financial products to that set a new standard for financial and business management. Both businesses and consumers today need more options on how to conduct business efficiently, with less effort, and at a lower cost. A1 Enterprise seeks partnerships and products that support this objective and has therefore attached a new service mark to attach the A1 Enterprise company logo to financial management activity.

The A1 company logo will, which consists of black drawn calligraphy-like lettering, represents a distinct straight line upward representing improvement, with two wings spreading outward representing a broadening of opportunity and stability. The vertical line in the center is straight and direct, representing a centered and straight-forward and direct path to improvement. The vertical line also represents rooting for stability, or discipline in sticking with ethical standards. The side wings are curved representing flexibility and the dynamic nature a business must become to consistently improve.

The world needs organizations and people to set examples by striving for improvement, higher quality of life, and higher business standards. Money management, and how people and businesses account for their money plays a crucial role in lifestyle and business standards.

Visit our web site for more information about A1 Enterprise logos.

Construction Payroll | Construction Payroll Software | Construction Payroll Cards

Chris — 2009-11-02T01:58:00Z

Construction Payroll | Construction Payroll Software | Construction Payroll Cards

Construction payroll processing and construction payroll software is crucial for any construction company. Whether doing residential construction, commercial construction, industrial construction, or heavy civil construction, payroll and payroll software rests at the heart of any construction business.

Process payroll to your field staff around the country, or even the globe, using our VISA debit card and ensure your employees receive timely payroll payments. Our VISA debit cards work well for construction companies looking to reduce construction payroll costs and streamline the payroll process. Your employees will also appreciate never having to cash a check again, and the cost savings that accompanies using our payroll debit card features such as online banking, bill pay, VISA purchases, points rewards program, money transfers, and zero-liability.

It's time to consider new options for payroll processing as a part of any construction cost control initiative. Our construction payroll cards meet federal and state direct deposit requirements are supported with any existing construction payroll system in place. If your construction company processes construction payroll in house, or outsources payroll to a third party payroll company, our construction payroll cards will work the same and implementation will be smooth and seamless.

Your company can implement our construction payroll cards with no up front fees or costs, and employee enrollment is free. If your company is in a rush to implement a new construction payroll system with direct deposit construction payroll cards, we can batch

enroll your entire organization or select members of your organizations and have your organization running on a more cost effective construction payroll system in less than one payroll cycle.

Your construction company will also receive the added benefit of an optional custom branded construction payroll card. With our custom branded construction payroll cards, your staff receives custom cards with your company logo and art work as well as access to a custom branded online account web site where your staff may view their transactions such as construction payroll deposits, cash withdraws, and VISA or debit card purchases. Visit our web site to learn more about our custom branded construction payroll cards.

Contact us to learn more or for free enrollment in our construction payroll cards or click here to start your VISA debit card enrollment process.

MLM Software | Multi-Level Marketing Software | MLM Payroll | Multi-Level Marketing Payroll Commissions

Chris — 2009-11-02T01:55:00Z

MLM Software | Multi-Level Marketing Software | VISA Payroll Debit Cards

Our MLM payroll debit cardprogram provides MLM companies with a payment platform that can save thousands of dollars per payment cycle. For example, there is a standard fee when any merchant receives payment for a product or service using a credit card. There is in fact no credit card company that doesn't charge the merchant an interchange fee. The custom MLM software payment solution we provide benefits the company in two ways:

The MLM VISA debit card lets you distribute payments to your sales reps without printing and mailing paper checks
The MLM company may receive payments from customers and sales reps using our ACH software and bill pay software.These payment processes will save the MLM company between 1 and 3% on all transactions that would otherwise have been processed using a credit card.

Example Case:

If your MLM company sells$1MM in products to 1,000 sales reps per year, and the amount per year each sales rep spends on the MLM product is$1,000.

Below is a breakdown of an annual amount of money the MLM saves when using our MLM software and payment solution:

$170,000- cost savings for sales rep direct deposit as per the NACHA (The electronic Payments Association is a not-for-profit association that oversees the Automated Clearing House (ACH) Network,one of the largest electronic payment networks in the world)
$20,000 - cost savings for custom ACH payment processing for sales rep product purchases
$3,000 - residual income generated assuming you offer the MLM company a quarter per active card
Total annual savings: $193,000

We also provide custom MLM software and custom VISA debit cards which promote your MLM company branding throughout the community.

If your MLM company is considering using our VISA debit card program and MLM softwarefor payments, your cost savings could amount to hundreds of thousands of dollars per year with no up front cost for implementation.Our Mlm software also helps your MLM company operate using paperless business transactions, and therefore fully supports the green business model.

Contact us or visit our web site for more information on our custom MLM software and VISA debit card payment solution or or click here to start your VISA debit card enrollment process.

Real Estate Rental Payment Processing | Property Management Cost Control System

Chris — 2009-08-30T15:41:00Z

Real Estate Rental Payment Processing | Property Management Cost Control System

A1 Enterprise is currently working with a Las Vegas based real estate and property management firm to implement our VISA debit card as a cost control system to process electronic payments with renters, owners, and maintenance suppliers. Under current business conditions, this real estate & property management company processes payments with paper checks and cash between home owners, renters, and suppliers.

The property management company will realize significant overhead cost savings and a reduction in liabilities when issuing our VISA payroll debit card to renters, owners, and maintenance suppliers. For example, the company eliminates counting rent payments in cash and checks, as well as time spent making deposits. Our VISA debit card also eliminates theft liability, including theft of cash or forgery of paper checks. The issue of bounced checks and bounced check fees will also be replaced with a seamless rent payment process that ensures timely and automatic rent payments from renters. Renters who must negotiate multiple rent payments due to insufficient funds will not experience the bounced check fees and overdraft fees as they had experienced with their standard bank accounts and the company will save on bounced check fees their bank charges as well.

Renters will have a rent payments placed on a fixed schedule where rent payments are paid to the property management company on the same day each month with no added steps for the renter. Our VISA debit card saves renters time spent cashing paychecks to pay rent, ordering checks, writing and sending paper checks, or commuting to the property management company's administrative office and making rent payments in person. Such additional steps can often lead to late rent payments, therefore removing the added administrative overhead for paying and depositing rent payments benefits all parties involved in property management: Home owners, renters, and property managers.

The company will also eliminate time spent printing and distributing check payments to maintenance suppliers and home owners. Once the system is in place, the property management firm will receive rent payments into the business bank account and then disburse rental payments to home owners using our VISA direct deposit debit cards.

With this new rent payment and disbursement payment platform, the company will completely eliminate paper checks and the time spent processing cash and checks. The company has decided to custom brand the VISA debit cards to market the company throughout the Las Vegas consumer and business community.

If you are a renter, and would like to simplify your rent payment process, or if you are a property management company and would like to reduce operational costs of rent collection and disbursements with your renter and property owners, contact us today to learn more about our direct deposit VISA debit card and how it will reduce costs for your organization.

VISA Debit Cards: An Economic Solution and the Decline of Credit Cards

Chris — 2009-06-18T12:40:00Z

VISA Debit Cards: An Economic Solution and the Decline of Credit Cards

If you are still wondering why your stock portfolio plummeted 50%, why your IRA lost 60%, why your home lost 40%, why your business grosses 50% less today than it did 2 years ago, or why your credit card company has unexpectedly closed your account or transferred it to another banking institution, the answer is simple: we outspent.

How?

Outspending may be chalked up to a lack of control over personal and business expenses: an inability to balance a checkbook, a willingness to take a loan for a car or house without the ability to afford the loan payment, or depending on credit card balance transfers to maintain a lifestyle.

Accountability is a worldwide and community effort. It is also not solely credited to the consumer. There are many underlying factors involved leading to the current economic swing and preventing these circumstances from happening again is essential. To understand the causes of the economic situation more clearly is to also understand the influence of marketing, media, and major financial institutions. It is also important to see how the media operates. Given the amount of money companies spend on advertising, how credit card companies incessantly drive credit card applications to consumers, and how spending control is rarely, if ever, encouraged throughout our culture, it's not surprising the global economy has swung negative.

Every loan agent generates revenue from a car, home loan, or approved credit card application. Therefore there exists a blatant conflict of interest between credit card companies who encourage consumers to spend money they don't have, and the ability to repay the debt to the lending bank. The credit card company does not maintain an account balance. The cash owed from and paid to the issuing credit card company is held by a partner bank who temporarily loans the funds to the credit card holder until the credit card holder repays the debt to the lending bank. The credit card company profits each time the consumer makes a purchase by charging an interchange fee or merchant fee to the merchant. The credit card company also benefits when the credit card holder fails to pay off the credit card debt each month. In such situations the credit card company's partner bank answers for the debt of the credit card holder putting the lending bank at risk.

As a result, the bank’s capacity to loan money to other clients, and cash stability is dramatically reduced since paying the merchant reduces the amount of cash in the bank's vault (also known as current assets). The credit card company generates additional revenue from interest fees and penalty charges until the credit card holder pays the full balance.

The relationship between the partner bank, the credit card company, and the consumer become a triple conflict of interest. One party's benefit is at another party’s expense and liability. Media advertising through sponsorships and paid ads presents the most attractive benefits to the consumer market on behalf of the credit card company and merchants promoting consumer-driven shopping. At the same time there is an abundant lack of ads that educate consumers about their credit card spending, balance carry-overs, related costs, and penalties that impact their financial well-being.

Consumers are lured by advertising to buy goods and take loans without considering the consequences. Advertising targeted to consumers rarely encourage a consumer to pay debt in full, on time, or settle for available budget or cash limitations. Such values and practices are seldom advertised. With the amount of advertising spent on convincing consumers to purchase products on loan (“buy now and make no payments for 90 days”), combined with the lack of encouragement to spend within one’s means, it’s inevitable that both businesses and consumers become engrossed in spending patterns based on max-credit. Accessing funds to purchase goods remains at the fingertips of consumer while simply re-paying debt owed is rarely emphasized. Our adult and younger generation are led to believe that charging purchases on credit cards or taking loans are acceptable practices, even when the money is not there nor the monthly income to cover the debt.

As a result, one of the largest, if not the largest traded commodity, is debt.

Few are aware that throughout the term of a loan for a home, car, school, furniture, or otherwise, the loan is often bought and sold multiple times between private parties looking to receive interest income on your loan and perhaps collect on your loan default. Those who purchase debt and / or potentially collect on debt go after your material assets. Those who purchase your debt make the assumption that by purchasing your debt your assets will appreciate or accumulate value. Those purchasing your debt then bet on an opportunity to financially gain at a later date from your indebted hardship, or in some cases bankruptcy.

Take for example the business of cashing checks and pay-day loan services. Pay-day loan and check cashing institutions depend on loaning money to individuals looking for quick access to cash they don’t have while the check cashing business benefits from that loan by charging high interest rates, fees, and potentially one's assets. In some cases such loans are secured by the one's assets, which the loan agency uses as collateral. When a recurring pattern is set by an individual repeatedly taking out pay-day loans, chances are the debt becomes so large, compounded by interest that the individual can no longer afford to pay down the debt. The indebted person is eventually disqualified from additional pay-day loans and becomes the target of debt collectors.

The check cashing business may sell the debt or hand the case over to a debt collection agency where the debt collection agency may further seek to collect from the individual or family by accepting whatever form of payment available, including personal assets. Such personal assets may include a car, home, jewelry, or other personal items. Debt collection agencies may also monitor the income declared by an individual, and once the debt collection agency sees the individual has started generating income again the debt collection agency may then pursue the case to collect the debt, plus interest and penalties.

Meanwhile, the check cashing store has already written off the debt and taken the tax deduction, and still financially gained while the debt collection agency is betting on its ability to collect the debt plus the additional value of the indebted person's assets or a percentage of the indebted person's paycheck throughout some future duration.

Whether the debt collection agency was driven by a check cashing store on the street corner, a home mortgage banker who wrote a home loan to collect the loan processing commission, or a car salesman to collect the sales commission, the intention behind the commodity of debt has degraded the financial health and responsibility of our community.

The solution to this problem is simple: educate people on how to efficiently manage cash flow and avoid the consequences of debt.

It is for this reason A1 Enterprise launched a full marketing campaign for the CARA MoneyCard. We believe that a product such as this is in part a solution to prevent re-occurrences of the extreme debt we now face. Recovery requires several ingredients:

Educating our younger generation how to manage money and hold them financially responsible for their available cash.
Put cash control products in place and resurrect the cultural value of spending what you have.
Give our global community access to a lower cost banking solution with fewer restrictions, limitations, and requirements.
Give our global community access to banking solutions with lower fees and fewer penalties when accessing cash.

Thank you for taking the time to read this article and support our objective to provide products that stimulate economic health, recovery, and financial responsibility. In sharing our objective with your employer, family, or friends you contribute to this objective and make it possible.

For more information, visit our web site or enroll now.

For more information in Spanish, visit our web site En español or Registro En Línea

*A1 Enterprise offers this product as a world wide solution. We continue innovation and the investment into solutions that help the global economy and continue working toward additional product releases for 2009. Check back for updates frequently or subscribe to this blog to receive future articles.

Custom Project Software | A1 Enterprise Trademarks A1 Tracker for Software as Service

Chris — 2009-06-14T08:29:00Z

A1 Enterprise Trademarks A1 Tracker for Software as Service

A1 Enterprise has completed the trademark process of A1 Tracker; a fully hosted and fully customizable online project and contract management software. Since 2004 A1 Tracker has evolved as a highly competitive custom project management software to control project and contract costs. Over the years, A1 Tracker has grown as A1 Enterprise as a company has grown. In recognizing how business needs can quickly change, A1 Enterprise focused investments to ensure our software has the flexibility of adapting to our evolving business model. In doing so, we now provide our customers with this same flexibility.

The ability to customize project management and contract software to most adequately suit you business and then further adapt that software as you business changes over time can be invaluable to your return on investment. Our software is suitable for most small and large companies and may be configured by the client to streamline project communication and eliminate liabilities such as cost overruns, contract omissions, and poor performance. With any project there will be assumptions and uncertainty. If you are going to roll dice on this uncertainty, A1 Tracker increases the number of sides that will show success.

A1 Tracker is easy for your staff to understand and use, and may be extended to outside auditors, your customers, vendors, and suppliers. A1 Tracker is a management software that breaks down project processes such as budget requests, budget approvals, invoice submissions, plans and specifications, status updates, and cost audits in a way that allows each person to view project data most relevant to their role in the project. A1 Tracker benefits projects involving 5 people, or 300 people, and provides a consistent format for reporting costs, budgets.

A1 Enterprise is proud to offer our newly trademarked online project management software to businesses around the world and is now building a strong base of sales representatives to promote and market A1 Tracker. Businesses will appreciate the detailed accountability and controls that are built into A1 Tracker. Read more or contact us for more information.

A1 Tracker | Contract Control Software | Project Control Software | Project Contract Control

Chris — 2009-06-14T07:56:00Z

A1 Tracker Contract Management Software and Project Control

There are many project management, project control, and contract control software vendors to choose from. When searching for a project control software for contract management, one of the most credible attributes for the software vendor is that the vendor uses their own software to manage projects. When a company uses the product the company markets and provides to customers, customers are ensured that the company will maintain and support the product because doing so is in both the company and customer's mutual interest.

Take the questions out of our project management software selection equation and realize a software company's performance with customer support, upgrades, and properly working features accelerate when that software company also depends on the same software the company markets. The A1 Tracker has been the project management software that has led A1 Enterprise into bringing resolve to project management issues since 2004. A1 Enterprise continued to refine A1 Tracker for 5 years before introducing A1 Tracker to the market for online project management and online contract management. This makes A1 Tracker and A1 Enterprise among the strongest case studies for project management and contract control. A1 Enterprise uses A1 Tracker to measure budget and cost performance of project resources, enabling stronger performing resources to be recognized for their project successes and identifying weaker performing resources and understanding how to improve those weaknesses for stronger over-all project outcomes.

If your company seeks to improve project and contract control, A1 Enterprise will not only provide your company with the same level of detailed and organized project management, A1 Enterprise will provide you with a customized project management solution that meets your unique business needs. With the number of years in custom solutions in risk management, contract management, human resources, and performance management, A1 Enterprise understands how to apply contract and project control processes to ensure the highest quality possible with the lowest risk for your projects.

For more information visit our A1 Enterprise web site or read more about our dedicated project management web site. Contact us today for a custom quote on project management control software and contract management services.

Payroll Card Vendors | How to Select a Payroll Card

Chris — 2009-06-14T07:01:00Z

Payroll Card Vendors | How to Select a Payroll Card

When selecting a payroll card vendor, there are many things to keep in mind to ensure you select the best payroll card for your business. When considering a payroll card for direct deposit, you want to ensure you have the maximum participation possible from your employees, vendors, and contractors. By gaining maximum participation from those your business pays, your business will recognize cost savings from printing and distributing paper checks.

The benefit of using a direct deposit payroll card should benefit your business and your employees equally. Many companies use a payroll card provided by their payroll service provider, however the payroll card is provided as an optional form of payment and because employees have little benefit in using the payroll card they opt instead to receive paper checks. The reason for this is simple. Payroll cards have been presented as an optional payment method for employees however the benefits to the employee in choosing to receive payroll on a payroll card have been neglected. The payroll card in many cases has certain limitations that prevent the employee from accessing their cash in a cost effective manner, or the payroll card has so few benefits that the payroll card is unattractive to the employee. Some payroll cards for example may only be used for cash withdraw which incurs an ATM withdraw fee and are unable to be used as a VISA purchasing card. Many payroll cards do not offer online or telephone banking, and therefore have limited means for allowing employees to manage finances.

Such situations most commonly lead to low enrollments for your business and as a result you may remain unaware of how a direct deposit payroll card that provides your employees with more attractivebenefits will have a higher direct deposit enrollment rate. If yourcompany is using a payroll service provider that offers a directdeposit payroll card, your company may not be capitalizing on the levelof direct deposit enrollment potential possible.

Additionally, as there are certain states that allow a company to require employees to enroll in direct deposit and there are other states that require paper checks remain an option for employee payroll, a company can leverage company policy and new hire documentation to encourage the highest level of employee direct deposit participation possible. New hire policy combined with direct deposit payroll card benefits will dramatically increase your company's participation in direct deposit.

A1 Enterprise ensures that is the case with our VISA payroll debit card by providing a variety of features with VISA payroll card to the card holder. Such features increase the attractiveness of direct deposit and further encourage employees to enroll. To further benefit your company, A1 Enterprise also provides custom payment solutions to businesses seeking ways to reduce the costs of financial transactions such as payroll payments, commission payments, and merchant payments with employees, sales reps, vendors, and suppliers. Throughout the process of your direct deposit payment selection, A1 Enterprise provides documentation as provided by VISA on how to navigate the legal footwork of having your entire company enroll in direct deposit and thereby standard your payment process company wide to one uniform system. The cost savings in a payment standardization can be substantial; in some cases over $175 per employee per year. A company with 1,000 employees and vendors saves an average $175,000 per year.

The most attractive aspects of our VISA payroll card are that it is free for your company, you can get cards with your logo, and your company will recognize accounting cost savings within the first month. If you are looking for ways to reduce accounting and payroll costs, contact ustoday and find out about how we can provide you with a custom VISAdebit card payroll card that can work right along side with yourcurrent payroll service provider.

VISA Debit Card | Budget Finance Control | Family Cash Control | Budget Finance

Chris — 2009-06-14T05:51:00Z

Family Finance and Budget Control with a VISA Debit Card

With families paying closer attention to family finance and cash control, A1 Enterprise offers a new VISA debit card that allows family members to allocate cash to one another. Each family member has access to their own online banking, telephone banking, and ATM debit card purchases that controls spending within the family budget loaded onto each card. Family members cannot overspend and there are no overdraft fees as with standard bank accounts.

Any family member can qualify and enroll in our VISA debit card and enrollment is free. Family members can enroll online or download paper enrollment forms in Spanish or English and submit via fax or email. Your VISA debit cards may be used to track and control family budgets, and control family spending. VISA purchases are covered with VISA's Zero Liability policy. Family members may also use the card to receive direct deposit rather than receiving cash or paper check and funds are FDIC insured. Our VISA debit card provides a safe and secure place for each family member to deposit and manage cash. Our debit card is as good as cash and family members may transfer cash to other family members or card holders either online or by telephone.

If you are trying to control spending and manage family cash, enroll now and see how easy it is to ensure your family helps manage the family budget. Each debit card is as good as cash and offers and may be used to withdraw cash from over 32 million ATM's world wide as well as make debit card purchases. Teach your children to better manage cash today and raise their responsibility with financial budgets.

Enrollment takes 5 minutes and requires no proof of identification, bank account, or credit history. Our VISA debit card puts the spending flexibility of VISA in your hands without the credit checks, proof of income, or liability of interest payments.

Click here to enroll.

A1 Tracker for Online Sales CRM

Chris — 2009-06-12T02:19:00Z

A1 Enterprise releases Tracker to Manage Online CRM Sales

Since 2004 A1 Tracker has been used as a project management software. In 2008 A1 Enterprise added Contract Tracking and Insurance Tracking to cater to additional needs targeting risk management for project managers.

In May 2009, A1 Enterprise released an update which allows A1 Tracker to be further extended into product and CRM sales management. This online sales software makes it easy for sales reps to access online sales documents and sales support through a secured web site. Sales reps in multiple locations can login and view product brochures, product sales scripts, and specifications. Sales managers can publish press releases and product updates to help support sales activity and provide guidance to sales reps in the field. Sales managers can publish sales content which is then distributed to each sales rep with minimal effort. This process can save sales managers hours of emailing sales documents and content updates to sales reps. Sales managers can publish case studies, product brochures, or articles that support the sales process and agent understanding of new product developments.

A1 Enterprise recognizes the value of both project management and sales communication. That's why A1 Enterprise has extended the features and benefits this software has to offer into the sales side of the business, in addition to operations. A1 Enterprise also recognizes that software integration is key in helping a company control costs in both sales and operations. The fewer applications a company uses, the fewer applications employees and sales staff must learn to use. The simplicity A1 Tracker offers when supporting operations and sales sides of a business will reward a company with a more streamlined management and sales process. If a company manages brokers or distributors, and have down-line sales reps, A1 Tracker can be used to track which distributors are responsible for which sales reps and in which locations, or for which products.

As A1 Enterprise expands it's global sales rep base, the sales and CRM functionality of A1 Tracker will expand and soon match the strengths of the project management module. Contact us for more information.