A1 Enterprise presented the Security Plus Payroll Card as a community-oriented banking solution for those unbanked and underbanked throughout the Southern California region. The payroll card program under review will provide valuable financial tools and educational resources for those less familiar with financial management and banking resources. A1 Enterprise will help develop a strategic educational and distribution program to ensure this Southern California-based non profit organization can provide it's members with a hassle-free payroll card enrollment, distribution, and pay card activation process. Members will have access to online bill pay, Visa's Zero Liability fraud protection, access to over 40,000 surcharge-free ATM machines, and pay card reward points. Most importantly, organizational members receive a financial tool giving them access to free direct deposit without overdraft fees, negative balance charges, credit checks, or excessive banking fees.